Taking a Different Approach
We are particularly aware that in today's insurance marketplace businesses with unique risk exposures are encountering a scarcity of traditional underwriters. We are experienced at locating and placing coverage for those businesses confronted with hard-to-place risks. Through our association with The Greenwich Group, we are able to access insurance carrier opportunities that would otherwise be difficult to find—or simply unavailable.
We utilize feasibility and actuarial studies to determine whether alternative insurance and funding techniques would be more cost-effective than traditional insurance policies for our clients. After our evaluation, we prepare a customized special-risk program that might recommend:
- Captive insurance program onshore or offshore
- Self-funded insurance program
- Customized manufacturer's output program to cover national and international exposures
- Paid-loss retro program through traditional insurance carrier
- Large-deductible program through traditional insurance carrier